Loans for A New Generation

You invested in your future, we invest in you. What could you do with affordable financing? Let’s find out together.

Checking your rate won’t affect your credit score.

Loans for A New Generation

What is a Quadfi Loan?

Our loans are based on your future, not your past. To do this, we use alternative data to help new consumers get the funding they deserve. Our goal is to remove discrimination (age, ethnicity, sexuality, and gender) from the financial journey. It’s that simple.

QuadFi Loan

Apply For a Loan in 3 Simple Steps

Check your rate and get prequalified today. No commitment necessary. Simple and secure application process. No co-signer required.

Check your Rate

We ask a few questions that help establish your financial profile, so we can offer you the fairest rate possible. We know you’re busy, so our application process takes less than 5 minutes to complete.

Choose your loan

We offer options based on the information you provide, so you can choose which terms work best for you. Once you’ve made your choice, you can proceed with your application.

Get your money

We will ask you to review and sign some documents in order to verify your information. Your funds will be sent to you after verification (within 48 hours).


We have better science, and better terms. Check it out!


As low as 5.99%

No Fees


36 or 60 months



No Penalty

Loan Calculator

Determine the monthly payments on a loan.

From Our Customers

Don’t just take our word for it.

5 Stars

Client 1

Personal Loan

 “When I had concerns, QuadFi called me back to say they would hold the same rate for me for the remaining amount that I wanted to refinance.”

5 Stars

Client 2

Personal Loan

The rates are fantastic! I’m going to save thousands of dollars over the life of my loans and have them paid off years earlier than I would have otherwise.”

5 Stars

Client 3

Personal Loan

The website is also clean, simple, and has exactly the information I’m looking for when I want to check in on how my repayment is progressing.


Am I eligible for a personal loan?

If you are a permanent resident or citizen and over 18, you qualify! 

What can I use the loan for?

You can use your loan however you like — often for a larger expense, such as a wedding, renovation, or special purchase – but it’s completely up to you.

How is this different from any other loan?

Our rates are lower than other lenders because we take your education and other data into account. Our approach is based on your future, not your past. We designed our product specifically for Millennials, Gen-Z, and newcomers to Canada.

See our full list of FAQs


What Could You Do with a QuadFi Loan?

Prequalify in 5 minutes or less! No commitment, no hidden fees, no co-signer required.

Checking your rate won’t affect your credit score.

QuadFi Loan