Newcomer Loans

We help a new generation of Canadians achieve their dreams.

Checking your rate won’t affect your credit score.

Newcomer Loans

What is a Newcomer Loan?

We designed our loans with new Canadians in mind – our loans are affordable, and help you build a credit history here in your new home.

You can also convert your overseas credit history to Canadian standards, to get the head start you deserve!

Here's How We Help Newcomers

Apply For a Loan in 3 Simple Steps

Check your rate and get prequalified today. No commitment necessary. Simple and secure application process. No co-signer required.

Check your Rate

We ask a few questions that help establish your financial profile, so we can offer you the fairest rate possible. We know you’re busy, so our application process takes less than 5 minutes to complete.

Choose your loan

We offer options based on the information you provide, so you can choose which terms work best for you. Once you’ve made your choice, you can proceed with your application.

Get your money

We will ask you to review and sign some documents in order to verify your information. Your funds will be sent to you after verification (within 48 hours).


Life is complicated, your loan terms shouldn’t be.


As low as 5.99%

No Fees


36 or 60 months



No Penalty

Loan Calculator

Determine the monthly payments on a loan.

From Our Customers

Don’t just take our word for it.

5 Stars

Client 1

Personal Loan

I’ve already told all of my classmates who have loans to apply to QuadFi for refinancing, to save money.”

5 Stars

Client 2

Personal Loan

The QuadFi service team was super responsive whenever I reached out with questions before submitting my application.”

5 Stars

Client 3

Personal Loan

I love that they help people find refinancing solutions the major banks aren’t willing or able to provide.


I don’t have a credit score, do I need a co-signer?

No, we offer fair rates, based on your data, without the need for a co-signer. You can still use a co-signer, and it can help your application, but it’s not required.

Do I qualify as a newcomer?

Our customers have been in Canada for 5 years or less or are newly arrived. If you are over 18, have Canadian citizenship or PR status, and lack a Canadian credit score, this is for you!

What can I use a newcomer loan for?

You can use your loan however you like — often for a larger expense, such as a wedding, renovation, or special purchase – but it’s completely up to you.

See our full list of FAQ’s


What Could You Do with a QuadFi Loan?

Prequalify in 5 minutes or less! No commitment, no hidden fees, no co-signer required.

Checking your rate won’t affect your credit score.

QuadFi Loan