I think I speak for most when I say I was more than glad to put 2020 in the rear-view mirror. However, while 2020 is gone, we don’t know what 2021 has in store for us. But one thing’s for sure, there are tried and true strategies we can adopt to make sure it’s a financially brighter year.

Which is why we thought we’d highlight a few of the best (and easiest) ways you can start saving money in 2021!

Shop the perimeter of the grocery store

Did you know that where you shop in the grocery store affects how big your bill is? Food essentials, like produce, meat, dairy and bread, are usually located around the perimeter of most grocery stores. Whereas middle aisles tend to be stocked with more costly and “prepared” processed foods. Not only will you thank yourself for saving money by steering clear of these aisles, you’ll also benefit from more nutritious meals.

Beware of fast fashion buying

Do yourself a big favour and make the decision to ditch those “fast fashion” trends. These trends are usually comprised of ill-fitting, poorly made clothing that doesn’t last the year. It’s worth spending a little bit more on pieces that will actually last you! There are tons of innovative brands out there providing premium clothing at reasonable prices – like Universal Standard which is a sustainable brand known for its size inclusivity.

Do your laundry in cold water

One thing that makes doing laundry costly is the use pf hot water. Most items will wash well in cold water too – and you definitely don’t need to splurge on the premium (and often pricey) detergent that’s recommended for cold washing. Depending on your area and electricity costs, find out what time of day is cheapest to do a load of laundry, this can save you money as well.

Consolidate debts

If you have more than one high-interest-rate credit card, consider consolidating those debts In one lower interest-rate loan. There are two benefits to doing this: you’ll only have to pay off one bill instead of multiple ones, and you’ll likely pay quite a bit less in interest. Remember, it’s still important to pay off those debts – even at a lower rate!

Sometimes the hardest thing about saving money is just getting started. Which is why small steps like these can set you on the path to realizing your goals. Remember: we all start somewhere!