FOCUS ON YOUR CAREER. WE WILL TAKE CARE OF THE REST.
We’ll SAVE you a lot of money with better rates and longer terms.
WHAT IS REFINANCING?Are you struggling with financial hardship and debt? Perhaps you need money for wedding costs, a honeymoon, mortgage payments or a new car. We are here to save you money and eliminate your debt stress for good.
There is no doubt that higher education is expensive. As a result, many individuals will have to take out loans to cover tuition costs so they can complete their degree. Refinancing allows you to bring all of your existing personal loans (student or non-student) under one single structure which can lead to better loan terms and/or interest rate.
PUT YOUR MIND AT EASE WITH 3 SIMPLE STEPS
Get pre-qualified in just a few minutes.
Select preferred rate and terms.
Verify information and we’ll take care of the rest.
You choose your refinancing terms – you decide.
- Minimum of $5,000 up to a maximum of $50,000.
- 3-year or 4-year repayment periods.
- Interest rates start from as low as 3%.
QUADI-FI REFINANCING BENEFITS
SERIOUS SAVINGS: Competitive rates & more money in your pocket today with flexible repayment terms.
FAST & EASY: Simple process & all online.
TAILORED RATE: Tailored solution for your situation.
NO FEES: No hidden fees & no pre-payment penalties.
LOWER MONTHLY PAYMENTS: Freeing up cash for when you need it.
AM I ELIGIBLE FOR QUAD-FI REFINANCING?There are 3 very simple factors for you to qualify:
- Must be a Canadian citizen or permanent resident in the province of Ontario
- Provide a record of graduation
- Currently have a personal loan or credit card from a bank or financial institution
Two very simple factors: You will require a record of graduation and you must currently have a student loan.
There are two types of credit checks: hard and soft.
To check the rate and terms you qualify for, QUAD-FI initially conducts a soft credit check that willnot affect your credit score. After the initial approval, we request a full credit report, which is considered a hard credit check. This only happens if you are approved for refinancing.
QUAD-FI refinances federal loans, bank loans, credit cards and private loans. In short, any variation of personal loans such as OSAP or bank loans and credit cards will be accepted by us.
QUAD-FI believes that education is a right, not a privilege. We use a unique risk-rating model, which incorporates several factors and offers a tailored rate for each individual. If approved, your rate would be lower or equal to the best rate available in the market, which undoubtedly saves youa lot of money during the lifetime of the loan. In addition, our rates are flexible and our terms are longer. We are here to help you with your financial obligations so you can focus on your career opportunities.
There are no hidden fees and no hidden meanings in this process. There are no origination fees and no pre-payment penalties.