FICO has decided to finally do some updates on their old model. FICO score 10 and 10T, as the company calls them, will have huge impacts on the individuals and their abilities to apply for loans. In short, if your score is high, you will see a good improvement in your score, but if you’re…

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You may have seen it in the ads, in the news on TV and Radio, even subway billboards and magazines. Student Debt is a big issue right now in North America. Democratic Candidates for the US presidency, including Bernie Sanders and Elizabeth Warren have plans to completely eradicate it. Economists have raised alarm about it…

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